Umbrella Coverage

Custom coverage to save you from a rainy day.

An umbrella policy is your guarantee that any loss that exceeds your limits on your vehicle, property or home policies is covered, up to a pre-determined damage amount (usually $1 million).

Policies eligible for umbrella coverage include:

• Vehicles and motorcycles
• Primary residences
• Seasonal homes
• Most types of personal watercraft
• Family rental dwellings
• Farms and ranches

Umbrella policies are protection you can easily afford, with premiums based on the number of residences, cars and watercraft you own; your liability limits and the state where you live

Coverage Benefits

Umbrella coverages not only extend current limits, but in some cases provide additional benefits, including:

Personal Injury Protection:
For charges of libel, slander, humiliation, defamation of character and similar acts.

Loss Assessments:
Covers you up to $100,000 in any action taken against you as a residence owner or tenant by a corporation or property owners association.

Worldwide Protection:
Personal liability protection for covered events that occur anywhere in the world.

Non-Owned Watercraft:
Coverage for chartered boats and other non-owned watercraft in your care and custody.

Beyond affordability, making sure you get the protective advantages of an umbrella policy is our job. Maritime Insurance is dedicated to giving our clients personalized service for all your insurance needs and providing advice that will help you make sound decisions. Our experts will answer all of your questions and provide advice and strategies that fit your unique needs, usually all in one phone call or office visit. Contact a specialist or stop by one of our local offices today!